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5 Ways You Are Already Wealthy Even If You’re Not Rich



even if you're not rich you are wealthy

Wealth is a state of mind.

When I ask the question in my conferences “what does being wealthy mean to you?”, I get a plethora of responses. For some, it is a dollar amount, like $1 million, for example. For others, it is having material things like houses, cars, boats, or designer clothes. And for the rest, it’s simply having an emergency fund that they can go to when something unexpected pops up.

Having studied numerous wealthy people, most of whom have built their wealth from the ground up, I have figured out that wealth is NOT about dollars – it’s a state of mind. It is about how you think and how you look at your circumstances and your situations. Just take these wise words from American business magnate, Warren Buffett:

“I always knew I was going to be rich. I don’t think I ever doubted it for a minute.” – Warren Buffett

YOU are already wealthy, even if you’re not rich.

Many people are rich in the eyes of society, but they are NOT wealthy. If they lost it all tomorrow, odds are, they would never get it back. However, truly wealthy people can lose money (they may even have to start over), but they can build it again. It is all about perspective. That;s the difference between rich and wealthy.

So, can you be wealthy even if you’re not rich? Absolutely. Can you be wealthy without being a millionaire? Definitely.

I consider myself wealthy everyday. I believe that I am one of the wealthiest people alive and it has NOTHING to do with my net worth. I would love to share with you five of the ways to be rich without money – and why you should see them in yourself, too.

1. “Everyday above ground is a good day”.

Do you have people in your life that just drain energy out of you every time you talk to them? I have many. So several years ago, I started saying this statement every time they would start complaining about something.

It is just a gentle reminder that God allowed you to wake up; therefore, He has a purpose for you today. Even if the world around you seems to be crashing down, you are alive to pray about it. Complaining, worrying, giving up: all of these negative reactions to life will NOT change your circumstances.

Some days are just better than others. We are NOT promised a problem-free life, but we are promised an awesome life with a great problem solver. If you are above ground, there is a reason. You may be in pain, you could be suffering the loss of a loved one, you might have a problem that seems bigger than even God can handle – but you woke up.

You have a purpose and this makes you wealthy even if you’re not rich. If you are above ground today, don’t waste the day complaining about what’s wrong. Focus on what is right and leave the rest to a higher power.

2. You have running water.

You are probably wondering what this has to do with wealth. Doesn’t everyone in the U.S. have running water? Well, I am sad to say, but no.

Therefore, if you have running water, you are a blessed individual. This goes for more than just running water. You may not consider yourself rich or wealthy. As a matter of fact, you may consider yourself poor and broke. But let me ask you these questions: do you have two cars? Do you have a place to live? Do you eat out? Do you have food in your fridge? Do you have a cell phone? Do you have a television? Do you have a computer? This is just a short list of items that you probably have and just assume they are a given. But they are not.

Many people are not blessed enough to even have the basics like shelter, food, and clothing – much less the extras like cell phones, computers and televisions. Even if you’re not rich, but I guarantee you, you are wealthier than most.

3. You have loved ones.

I am just going to be blunt: that husband you hate – someone is praying for a husband. That job you dislike – there are many people who would kill for that job. That kid who frustrates you to no end – there are couples out there paying thousands for that blessing.

The people in your life make you the wealthiest person around. I spent many years praying for a child. Then when I was blessed with a child, I spent several more years as a single parent. My daughter and my husband make me the wealthiest woman alive. Things can be replaced, money can be regained, but the people in your life are priceless. 

My daughter is leaving for college in two weeks. Every moment that I have spent with her over the last 18 years is a treasure. No amount of riches can take that away. When family and friends frustrate you and you catch yourself wishing they weren’t there – STOP. Picture your life without them and realize that even if you’re not rich, you are wealthy because you have them.

4. Your natural gifts make you wealthy.

Did you know that we are all born with a purpose and at least ONE gift?

We each have something in us that nobody else has. Whether you are the janitor or the CEO, whether you are the mailroom guy or the president of a company, you have a special gift that no one else has. However, to reach the gift, you have to remove the wrapping. You need to remove everything that prevents you from finding and nurturing that gift.

Maybe you don’t believe you have a gift, maybe you don’t have the knowledge to grow your gift, or maybe you have naysayers who are constantly pointing out the bad and not the good. No matter what side of the tracks you were born on, no matter who your parents are, no matter what your job title – you have a gift and that makes you a wealthy person. Nurturing your gift is one fo the ways to be rich in life.

5. Being the real you.

Look in the mirror. What do you see?

I see an awesome person. I see a person who can achieve anything they set their mind to.  I see a person who doesn’t let their circumstances define who they are. I see a person who has a great attitude, who finds the treasure in the trials and who smiles even when they have a flat tire.

I see a person of integrity who loves others and does their best in every situation. This makes you one of the wealthiest people on earth. How you treat yourself and how you treat others can make or break you.

Wake up every day deciding to be your best and treat others the exact way that you want to be treated. Being your best self is how to become rich with no money. For by offering your best to others, you begin building something far more priceless than gold or silver: a legacy.

Being Rich Is Not About How Much You Have

Rich is about a number; wealth is about a mindset.

If you are reading this, you are wealthy.  This means you have access to a computer, you have eyesight, you know how to read and you made a decision to read a positive article.

Everybody has something and odds are, there are many people who have it much worse than you do. This doesn’t mean that what you may be going through doesn’t matter or is not difficult. It simply puts things into perspective.

If you realize that you are wealthy and blessed, then it will make it easier to find the treasure in your trial. In today’s world where everyone gets their worth from their bank account, be the person who sees how truly wealthy they are no matter how many dollars they have. Even if you’re not rich, YOU are a wealthy person.

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Can You Receive A Compliment Without It Getting To Your Head?



a compliment (1)

Receiving compliments gracefully isn’t as easy as it should be for some people. How about you: are YOU ready for someone to give you a pat on the back? To be pushed to doing more? To have someone give you a supporting hand? To be picked up when you fall down?

Sure, we may think that’s what we want. But is it what we need to develop, to grow, and to get better?

If someone complimented you on every little improvement you made while learning a new skill, would you not start to feel a bit marginalized? That perhaps they didn’t really think you could do it? What about when you do something that seems pretty easy and everyone made it into a big deal?


Receiving Compliments When You Are Not Ready For It

Why You Are Not Receiving Compliments

Developing new skills is never free of trouble. We all know the level of foundation that must be built to get from being a novice, before reaching greatness. In the learning process, we all know when we are in that frustrating stage of not being quite as good – but we know what we have to do to get there.

It’s in these moments that receiving compliments on your every action could minimize your efforts. That’s because if they truly knew you, people would be holding out for when you make that big, defining leap. 

As we overcome hurdles in our learning and development, friends, family members, and colleagues will know when the time is right to provide encouragement. They know that when that moment comes, those words will have the right amount of impact on you.

Think back to when you were growing up, playing some elaborate game. Perhaps you spent hours creating this game: building a fort, putting together things that the rest of your characters in the play could use. You pushed through despite the trials and problems.

It would have served absolutely no purpose for someone to congratulate you on every step (and misstep) along the way.  You would have lost your flow as you worked through the problem, constantly being interrupted – all while you were still trying to figure it out and understand where you needed to go.

Why You Are Not Receiving Compliments


When Receiving Compliments Makes You Content with Present Achievements

You might never have finished if someone patted you on the back early in that moment, content in the knowledge that you “thought up” the idea and that was enough. If everyone was saying you did great simply for thinking up something new, would it have compelled you to stop?

Maybe. Perhaps you would have stopped with that compliment.

As a parent, you learn when to encourage your children. Usually, it’s not when they show up, and not when they do what kids around them are able to do as well. It’s when they push themselves to do more. When they pick themselves up and still lose, when they try something new for the first time, fall over and fail, not sure if they should do it again.

Those are the moments when kids should be receiving compliments – NOT when they have done the same thing over and over again, or when they didn’t try their best but won anyways.

Kids know this. They can feel it when people give false compliments or encouragement because they did something they’ve always done. But when it is something meaningful, something they have worked hard for, they know the encouragement will be there to help them.

Why You Are Not Receiving Compliments

The reason you might not be receiving compliments or encouragement when you want to is because you haven’t earned them or don’t deserve them yet.

Maybe your coaches, leaders, parents, or other people who support you know you are not ready for it. Perhaps they need to see you making that next big leap in your growth and development.

Those compliments might not come today, tomorrow, next week, next month, or next year. But look at those around you – the great people you have chosen to surround yourself with – and you’ll see that they are waiting to give you that push. They are waiting for you to make it happen.

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3 Ways to Keep Going When Your Dream Falls Apart




when your dreams are falling apart (1)

I truly believe that dreams must extend beyond wishes of self-improvement; that its goal should be to contribute to the world around you.

The heart is a fickle thing. Imagine how many amazing things wouldn’t have been accomplished if great minds simply stopped when they “didn’t feel like it”.

It’s human nature. I’m sure that during the course of over 300 bank rejections, Walt Disney had days when he felt like giving up. But he didn’t. He kept going. Why? It was because his dream went far beyond himself.

Here’s how YOU can keep going – even if it feels like your dreams are falling apart.


3 Ways to Keep Going When Your Dream Falls Apart

1.) Remember The “Why”

Keep Going When Your Dream Falls Apart

Often times, I find that dreams extend far beyond the simple purpose of making one happy. For example, being a songwriter in and of itself does not make me feel happy and fulfilled. Imagine if my life’s work was to write songs that no one would ever hear. That doesn’t elicit any feelings of happiness or fulfillment (at least to me).

Seeing and hearing the healing effects that come from the songs I create for others to hear? Now you’re talking. Healing and helping others is the part of my dream that keeps it alive. It gives me purpose in this world that goes far beyond myself and my skills.

I’m reminded of the character Ebenezer Scrooge from Dickens’ “A Christmas Carol”. Scrooge’s goal in life was to have money – and lots of it. He set aside love and relationships for that dream. The result of this life goal was a lonely, cold, bitter old man.

I won’t ruin the whole story for the very few of you that may not have heard it. In the end, Scrooge discovered that what brought him fulfillment and happiness were community and generosity.

So what is the “why” to your dream? How is your dream going to affect those around you? Get beyond yourself. As many have said, YOU are your biggest obstacle to success.


2.) Take Off The Rose-Colored Glasses

Keep Going When Your Dream Falls Apart

You know what I’m talking about. The “I’m going to make it big” and “I’m going to famous/rich/etc.” I hate to take a pointy realistic needle to your big ideas, but I’m doing it out of love. Here it is:

Your dream isn’t going to look exactly how you pictured it.

Take a minute to take that one in. Still here? Yes. Alive? Yes. Not Bleeding? No? Hurt a bit?

It’s OK. I know. I’ve been there. Dreams are vulnerable. We spend countless hours imagining what it would be like and how we will get there. But the truth is, in my experience, they have never turned out exactly how I have imagined. Why? We live in a world of people and circumstances that we can’t control.

Here is where the “why” comes in. The beautiful thing is that your works are a direct result of your heart’s intention…and what you put out into the world never comes back void. Here’s an example:

As a singer-songwriter, the common idea of making it big for my line of work is to have a hit song or perform in front of a sold-out crowd at Madison Square Garden (I’m more inclined towards Red Rock Amphitheatre, but you get the picture).

Let’s say that I work and strive tirelessly to do everything I need to do to reach that goal. I release a song, I tour around the US, develop a large following, get on the radio, etc. Along the way, I hear stories of how this song has impacted the people who have heard it. Stories describing how it brought healing, encouragement, and hope.

To go further, what if I never even make it that far? What if circumstances happen and I can’t tour? What if everything “falls apart”? What if I end up playing at open mics for the rest of my life? What if it doesn’t happen in the next year? Two years?

Does that change the fact that my song helped heal and open the heart of a broken and depressed Vietnam Vet? Or how it helped encourage an author to keep going and writing? Or how my song started a conversation on how to look past the labels overshadowing soldiers and their families?

It’s all about your perspective of success, my friend. To me, because my “why” and my heart’s intention are to help people, those stories above are my version of success. It’s what keeps me going. If I get to Madison Square Garden (or Red Rocks), well that’s just icing on top of the cake.

Keep going on your dream. Make a plan, and in the words of .38 Special, “Hold on loosely, but don’t let go.” Roll with the punches and understand that even greater things can come when things don’t go according to your plan.


3.) Make Your Dream Your Job

Keep Going When Your Dream Falls Apart

No, I don’t mean quit your job and have no income while you work on your dream. That’s an entirely different article (and completely up to you). I’m talking about treating your dream like it is your job.

For example, if you completely failed at a presentation at work, would you just quit and not go the next day? No! You have a livelihood and an expectation to show up. So why quit on your dream at the first sign of failure?

Treat your dream like your job. Make a plan, show up every day, and understand that it may take a while to see any results. I know many songwriters who wrote hundreds of songs before they wrote a hit. However, they never would have reached it if they didn’t take that first step, made a commitment, and wrote 100 songs first.

Dreams don’t just happen. They take work. So go get started!

My best advice under this theme is check out the book “The War of Art” by Steven Pressfield. It is by far the best resource I have discovered in my journey of living out my dream.

Here’s the deal. With every goal that I have set and achieved, I never sat at the end and thought to myself, “man, look at what I did”. Believe it or not, I was more overwhelmed with the thoughts of the journey that I had to take to get there – the good and the bad.

I would admire and laugh at the unexpected things that came. I would smile and enjoy the character it built, the person that I became in the process. In the end, the best thing about dreams and goals isn’t their achievement, but the journey that you take to get there.

Never forget that the dream in your heart was put there for a reason. You were made to make an impact on this world.

Enjoy the journey and never, ever give up. Keep going.

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